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100 СТРАН КРИПТО-НАТИВНЫЙ

Binance P2P и крипто

The largest crypto-fiat P2P marketplace by volume

The verdict
7.5 / 10 · CONSIDER

Binance P2P matches buyers and sellers directly with escrow held in Binance custody. Supports 100+ local payment rails (PIX, M-Pesa, UPI, AANI, Faster Payments, SEPA, etc.) — the de facto crypto on/off-ramp for users in markets where direct fiat deposits are restricted (Nigeria, Argentina, Vietnam). 700+ payment-method options across 100+ fiat currencies.

◆ BUY IT IF
  • Largest P2P liquidity globally
  • Local fiat rails everywhere — including markets where direct deposit is restricted
  • Free for makers (zero spread on the rail itself)
  • Escrow protects both parties
◇ SKIP IT IF
  • Counterparty fraud risk if dispute resolution favours other party
  • Spreads vary 1–4% above mid-market depending on market stress
  • Binance jurisdictional restrictions apply (US barred; some EU markets restricted)
  • KYC required (Binance account)
§ 01 SCORE BREAKDOWN

Five axes, weighted.

DIMENSION WEIGHT RATING SCORE
Поддержка крипты
Нативно · 6 активов
10.0
Охват
100 стран
1.5×
9.0
Комиссии
Binance holds crypto in escrow until both parties confirm fiat payment.
9.0
Скорость
Fiat via local rail (instant for PIX/UPI/M-Pesa); release of crypto from escrow is automated upon confirmation
7.0
Доверие и безопасность
Operates under Binance umbrella; subject to local VASP / CASP licensing where Binance has a regulated entity.
0.5×
6.0
§ 02 СПЕЦИФИКАЦИИ

Всё в одной таблице.

Охват
Страны
100
Сильные регионы
EU, UK
Слабые регионы
Крипто-функции
Купить / продать
Да
Вывод в кошелёк
Да
Платежи продавцам
Нет
Поддерживаемые активы
USDT, USDC, BTC, ETH, BNB, +50 more
Комиссии
Друзья и семья
Free for makers; takers pay 0.35% Binance trade fee
Получение
Free
Конвертация валют
Set by counterparty offer (typically 1–3% above mid-market)
Скорость
Типичный перевод
Fiat via local rail (instant for PIX/UPI/M-Pesa); release of crypto from escrow is automated upon confirmation
Мгновенный перевод
Нет
Расчёт в крипте
Crypto released from escrow within minutes of confirmed fiat receipt
SK
Reviewed by Stephan Kulik · Last updated: · How we rank
§ 03 ВОПРОСЫ И ОТВЕТЫ

Часто задаваемые вопросы

Does Binance P2P support crypto? +
Yes, Binance P2P supports crypto. You can buy and sell USDT, USDC, BTC, ETH, BNB, +50 more directly. Withdrawals to external wallets are supported.
How many countries is Binance P2P available in? +
Binance P2P is available in 100 countries. Strong regions include: EU, UK.
What are Binance P2P's fees for sending money? +
Send to friends/family: Free for makers; takers pay 0.35% Binance trade fee. Receiving: Free. Currency conversion: Set by counterparty offer (typically 1–3% above mid-market). Binance holds crypto in escrow until both parties confirm fiat payment.
How fast are Binance P2P transfers? +
Binance P2P offers typical transfer times of Fiat via local rail (instant for PIX/UPI/M-Pesa); release of crypto from escrow is automated upon confirmation. Crypto settlement: Crypto released from escrow within minutes of confirmed fiat receipt.
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