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اختيارنا الأفضل: Revolut — أفضل بنك عملات مشفرة بشكل عام لمعظم المستخدمين فتح حساب ↗ (تابع)
100 الدول مُدمج في العملات المشفرة

Binance P2P و العملات المشفرة

The largest crypto-fiat P2P marketplace by volume

The verdict
7.5 / 10 · CONSIDER

Binance P2P matches buyers and sellers directly with escrow held in Binance custody. Supports 100+ local payment rails (PIX, M-Pesa, UPI, AANI, Faster Payments, SEPA, etc.) — the de facto crypto on/off-ramp for users in markets where direct fiat deposits are restricted (Nigeria, Argentina, Vietnam). 700+ payment-method options across 100+ fiat currencies.

◆ BUY IT IF
  • Largest P2P liquidity globally
  • Local fiat rails everywhere — including markets where direct deposit is restricted
  • Free for makers (zero spread on the rail itself)
  • Escrow protects both parties
◇ SKIP IT IF
  • Counterparty fraud risk if dispute resolution favours other party
  • Spreads vary 1–4% above mid-market depending on market stress
  • Binance jurisdictional restrictions apply (US barred; some EU markets restricted)
  • KYC required (Binance account)
§ 01 SCORE BREAKDOWN

Five axes, weighted.

DIMENSION WEIGHT RATING SCORE
دعم العملات المشفرة
Native · 6 الأصول
10.0
التغطية
100 دول
1.5×
9.0
الرسوم
Binance holds crypto in escrow until both parties confirm fiat payment.
9.0
سرعة
Fiat via local rail (instant for PIX/UPI/M-Pesa); release of crypto from escrow is automated upon confirmation
7.0
الثقة والسلامة
Operates under Binance umbrella; subject to local VASP / CASP licensing where Binance has a regulated entity.
0.5×
6.0
§ 02 المواصفات

كل شيء، في جدول واحد.

التغطية
الدول
100
المناطق القوية
EU, UK
المناطق الضعيفة
ميزات التشفير
شراء / بيع
نعم
سحب إلى المحفظة
نعم
مدفوعات التاجر
لا
الأصول المدعومة
USDT, USDC, BTC, ETH, BNB, +50 more
الرسوم
الأصدقاء والعائلة
Free for makers; takers pay 0.35% Binance trade fee
استقبال
Free
تحويل العملات
Set by counterparty offer (typically 1–3% above mid-market)
السرعة
نقل نموذجي
Fiat via local rail (instant for PIX/UPI/M-Pesa); release of crypto from escrow is automated upon confirmation
التحويل الفوري
لا
تسوية العملات المشفرة
Crypto released from escrow within minutes of confirmed fiat receipt
SK
تمت المراجعة من قبل Stephan Kulik · تم التحديث آخر مرة: · كيف نصنف
§ 03 أسئلة شائعة

الأسئلة المتكررة

Does Binance P2P support crypto? +
Yes, Binance P2P supports crypto. You can buy and sell USDT, USDC, BTC, ETH, BNB, +50 more directly. Withdrawals to external wallets are supported.
How many countries is Binance P2P available in? +
Binance P2P is available in 100 countries. Strong regions include: EU, UK.
What are Binance P2P's fees for sending money? +
Send to friends/family: Free for makers; takers pay 0.35% Binance trade fee. Receiving: Free. Currency conversion: Set by counterparty offer (typically 1–3% above mid-market). Binance holds crypto in escrow until both parties confirm fiat payment.
How fast are Binance P2P transfers? +
Binance P2P offers typical transfer times of Fiat via local rail (instant for PIX/UPI/M-Pesa); release of crypto from escrow is automated upon confirmation. Crypto settlement: Crypto released from escrow within minutes of confirmed fiat receipt.
اهرب
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