11+ COINS FIAT SETTLEMENT DESK RESEARCH
Coinbase Commerce review
Backed by the most trusted name in crypto — 1% flat, 10+ coins
The verdict
7.5 / 10 · CONSIDER
SERVICE RESTRICTED as of March 31, 2026: Coinbase Commerce ended service for merchants outside the United States and Singapore. Only US and Singapore merchants can still onboard. Merchants in the EU, UK, Canada, Australia, and other markets should consider CoinGate, NOWPayments, or Cryptomus as alternatives with genuine global reach.
◆ BUY IT IF
- 1% flat fee — competitive and transparent
- Non-custodial plan keeps merchant in full control of funds
- Strong brand recognition and institutional trust
- Coinbase is NASDAQ-listed (COIN) — highest regulatory credibility
◇ SKIP IT IF
- Very limited coin selection (~10 coins vs. 350+ for NOWPayments)
- Fiat bank withdrawal only available on Coinbase-managed plan
- No mass-payout feature
- Less suitable for non-USDC stablecoin workflows
§ 01 SCORE BREAKDOWN
Seven axes, weighted.
DIMENSION WEIGHT RATING SCORE
Transaction fees
1% flat
Integration ease
4 integrations available
Settlement speed
USD: 1–5 business days (ACH) or 1–3 business days (wire) — managed plan only
Coin support
11+ cryptocurrencies
Security & compliance
Operated by Coinbase, Inc. — NASDAQ-listed, FINRA-registered, licensed money transmitter in 49 US states, MiCA
Fiat conversion
Direct fiat bank settlement
Support
§ 02 SPECIFICATIONS
Everything, in one table.
Fees
- Transaction fee
- 1% flat
- Monthly fee
- Free
- Fiat settlement
- USD: 1–5 business days (ACH) or 1–3 business days (wire) — managed plan only
Coverage
- Supported coins
- 11+
- Top coins
- BTC, ETH, LTC, BCH, DOGE, USDC, USDT, DAI
- Markets served
- USA; Singapore (service restricted to these two markets as of March 31, 2026; discontinued for all other countries)
- Restricted
- —
Integration
- Integrations
- Shopify, WooCommerce, API, Webhooks
- Integration ease
- 9.0 / 10
Trust
- Regulatory
- Operated by Coinbase, Inc. — NASDAQ-listed, FINRA-registered, licensed money transmitter in 49 US states, MiCA-compliant in EU, FCA-registered in UK
- Trustpilot
- 3.9/5
- Founded
- 2018
§ 03 FAQ
Frequently Asked Questions
Is Coinbase Commerce safe for businesses? +
Coinbase Commerce Operated by Coinbase, Inc. — NASDAQ-listed, FINRA-registered, licensed money transmitter in 49 US states, MiCA-compliant in EU, FCA-registered in UK.
How much does Coinbase Commerce charge per transaction? +
1% flat. Self-managed plan has no fiat off-ramp; must convert via Coinbase exchange
How many cryptocurrencies does Coinbase Commerce support? +
Coinbase Commerce supports 11+ cryptocurrencies, including BTC, ETH, LTC, BCH, DOGE.
Is Coinbase Commerce available in my country? +
Coinbase Commerce is available in: USA; Singapore (service restricted to these two markets as of March 31, 2026; discontinued for all other countries).
◆ OPEN ACCOUNT
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