G Gemini
Tightest spreads in the region with deep order books across the majors.
8.2 /10
↑ 6.5% APY § 01 · TOP 10 EXCHANGES IN EUROPE
The best exchanges for Europe,
ranked on what matters.
MiCA-passported across 27 member states · 14 issuers Q1. Updated weekly. Two-thirds of the rows below are field-tested. Affiliate links are tagged where they exist.
EDITOR'S TOP 3 HOW WE SCORE →
K Kraken
Widest selection of vetted altcoins with a public listing rubric.
8.0 /10
↑ 17% APY B Binance
Pro-grade API, FIX gateway, and tiered fees that reward volume.
7.9 /10
↑ 15% APY # Platform Licence APY Fees Card Score Action
WEIGHTING · Regulation 2× · Card/IBAN 1.5× · Yield 1× · See methodology → See full ratings matrix →
§ 02 · WHAT ARE YOU HERE TO DO?
Pick a scenario. The ranking re-weights itself.
The same eight axes, weighted differently for every job. A platform that wins for borrowing rarely wins for travel. Click a scenario, the leaderboard updates.
RE-RANK PLATFORM LICENCE FIT · Deriv SCORE
01 ↑2 B Binance Proof of Reserves ●●●●● 7.9
02 K Kraken FinCEN MSB ●●●●● 8.0
03 ↑2 O OKX VARA Licensed ●●●●● 7.8
04 ↑2 U Uniswap Non-Custodial ●●●●● 7.8
05 ↑2 B Bitvavo MiCA CASP ●●●●● 7.8
06 ↑4 B Bybit VARA Licensed ●●●●● 7.4
07 ↓6 G Gemini NYDFS BitLicense ●●●●● 8.2
08 ↓4 C Coinbase NASDAQ Listed ●●●●● 7.8
09 ↓1 B Bitstamp NYDFS BitLicense ●●●●● 7.5
10 ↓1 b bitFlyer JFSA ●●●●● 7.5
§ 03 · HEAD TO HEAD
Two exchanges, your axes.
Pick any two from the EU top 10. Toggle the dimensions you care about. Winners are highlighted in amber.
G
Gemini
NYDFS BitLicense · US · UK · EU
vs.
K
Kraken
FinCEN MSB · US · EU · UK
COMPARE ON
8.2 / 10
Overall score
8.0 / 10
NYDFS BitLicense + Limited Purpose Trust Charter (the only crypto exchange with both). FinCEN MSB. State MTL coverage. FCA registered (UK). MAS DPT (Singapore).
Licence
FinCEN MSB (US). FCA registered (UK). VASP registered in EU countries. Kraken Bank holds Wyoming SPDI charter.
0.2%
Maker fee
0.16%
0.4%
Taker fee
0.26%
Yes
Proof of Reserves
Yes
70
Supported coins
200
Read the Gemini review
Field-tested · NYDFS BitLicense
Read the Kraken review
Field-tested · FinCEN MSB
02 · COVERAGE
Six verticals. 70 platforms.
01 12 tracked
Crypto Banks
IBAN + card + crypto, one account
02 18 tracked
Exchanges
Spot, derivatives, on-ramps
03 9 tracked
Wallets
Hardware and self-custody software
04 14 tracked
Payment methods
M-Pesa, UPI, PIX, SEPA Instant
05 7 tracked
B2B processors
Accept crypto for your business
06 10 tracked
Tax software
File your crypto taxes
§ 04 · LATEST NEWS & RESEARCH
What changed this week.
Field tests, regulatory shifts, and rate moves that affect the rankings above.
Yields fell 140bps across the top ten this week
BTC, ETH, and USDC rates at every platform we track, with spread to Treasuries. Nexo holds the line at 16% top APY; Ledn drops to 9%.
Safer alternatives after Juno's September closure
Three of Juno’s "alternatives" use the same sweep-to-partner-bank structure. We read the fine print and ranked what we’d open instead.