36 COUNTRIES
Revolut Pay and crypto
Revolut's checkout button — crypto-aware in EU/UK
The verdict
7.0 / 10 · CONSIDER
Revolut Pay is Revolut's checkout integration — pay merchants directly from a Revolut balance (any currency). Crypto-aware: spend from your in-app crypto balance with auto-conversion at checkout. Available across the EU + UK.
◆ BUY IT IF
- Crypto auto-conversion at checkout (rare in EU)
- Multi-currency at point-of-sale
- Backed by Revolut's Bank of Lithuania licence
- Free for consumers
◇ SKIP IT IF
- Revolut-only product — both buyer + merchant must use
- Smaller merchant acceptance than Apple/Google Pay
- EU/UK-only
- Crypto leg uses Revolut's rates (not best execution)
§ 01 SCORE BREAKDOWN
Five axes, weighted.
DIMENSION WEIGHT RATING SCORE
Crypto support
Not supported natively
Coverage
36 countries
Fees
Crypto-leg conversion uses Revolut's spread, not best execution.
Speed
Instant transfers supported
Trust & safety
Operates under Revolut's Bank of Lithuania banking licence. EU PSD2 + UK FCA EMI registration.
§ 02 SPECIFICATIONS
Everything, in one table.
Coverage
- Countries
- 36
- Strong regions
- —
- Weak regions
- —
Crypto features
- Buy / sell
- No
- Withdraw to wallet
- No
- Merchant payments
- Yes
- Supported assets
- BTC, ETH, USDT, USDC, XRP, ADA, SOL, DOT, 30+
Fees
- Friends & family
- Free in-network (P2P via Revolut)
- Receiving
- Free
- Currency conversion
- Revolut FX (mid + 0.5-2% weekend uplift)
Speed
- Typical transfer
- Instant
- Instant transfer
- Yes
- Crypto settlement
- Instant
§ 03 FAQ
Frequently Asked Questions
Does Revolut Pay support crypto? +
Revolut Pay does not natively support buying or selling crypto within the app. However, it may be used as an on-ramp via third-party exchanges that accept Revolut Pay payments.
How many countries is Revolut Pay available in? +
Revolut Pay is available in 36 countries. Strong regions include: .
What are Revolut Pay's fees for sending money? +
Send to friends/family: Free in-network (P2P via Revolut). Receiving: Free. Currency conversion: Revolut FX (mid + 0.5-2% weekend uplift). Crypto-leg conversion uses Revolut's spread, not best execution.
How fast are Revolut Pay transfers? +
Revolut Pay offers instant transfers in most cases.