● HEAD-TO-HEAD Сравнения
Revolut vs Crypto.com
Full EU banking licence vs 350+ coins — which is right for you?
vs.
SK
§ 01 ЛИЦОМ К ЛИЦУ
Сравнение «один на один»
| Особенность | Revolut | Crypto.com | Победитель |
|---|---|---|---|
| Наш результат | 8.5/10 | 6.7/10 | ✓ Revolut |
| Макс APY | 12.3% (staking) | 5% | ✓ Crypto.com |
| Поддерживаемые криптовалюты | 200 | 350 | ✓ Crypto.com |
| Trustpilot | Отзывы на Trustpilot | Отзывы на Trustpilot | = Ничья |
| Банковская лицензия ЕС | Да (Bank of Lithuania) | Нет | ✓ Revolut |
| Гарантия вкладов | €100,000 DGS | Нет | ✓ Revolut |
| Debit Card | Да (Visa) | Да (Visa) | = Ничья |
| Криптовалютные кредиты | Нет | Да | ✓ Crypto.com |
| IBAN Учетная запись | Да (30+ currencies) | Нет | ✓ Revolut |
| MiCA Compliant | Да | Нет | ✓ Revolut |
§ 02 Плюсы и минусы
Revolut — pros and cons
✓ Pros
- ✓ Full EU and UK banking licence — €100K deposit protection
- ✓ 200+ cryptocurrencies including staking
- ✓ Best-in-class multi-currency IBAN (30+ currencies)
- ✓ 4.9 iOS App Store rating — best UX in the space
- ✓ Free standard account with solid crypto access
- ✓ 50M+ users — most trusted crypto-banking brand
✗ Cons
- ✗ Not a dedicated crypto platform — advanced DeFi features absent
- ✗ Crypto withdrawals blocked on Standard plan
- ✗ No crypto-backed loans
- ✗ Best features require Premium (€9.99/mo) or Metal (€16.99/mo)
§ 03 Плюсы и минусы
Crypto.com — pros and cons
✓ Pros
- ✓ Largest crypto Visa card program globally
- ✓ Up to 8% cashback in CRO on all spending
- ✓ 350+ cryptocurrencies — widest selection reviewed
- ✓ NFT marketplace and DeFi wallet built in
- ✓ 100M+ registered users — massive liquidity
✗ Cons
- ✗ CRO token crashed 90%+ from ATH — rewards worth much less
- ✗ High CRO stake required for best card tiers
- ✗ Multiple controversies including FTX-adjacent exposure
§ 04 Часто задаваемые вопросы
Часто задаваемые вопросы
Is Revolut better than Crypto.com? +
Revolut scores 8.5/10 vs Crypto.com's 6.7/10 in our methodology. Revolut is better for banking safety (full EU licence, €100K deposit protection) and fiat integration (IBAN, 30+ currencies). Crypto.com is better for coin selection (350 vs 200) and headline APY, but the CRO token dependence for best rates is a risk.
Which has higher APY — Revolut or Crypto.com? +
Crypto.com offers higher headline rates — up to 5% APY for CRO stakers. Revolut offers staking rewards typically ranging from 3–8% depending on the asset. However, Crypto.com's best rates require holding and staking CRO tokens, which exposes you to token price risk.
Is Crypto.com available in the EU in 2026? +
Yes, Crypto.com operates in the EU but is not MiCA compliant as of April 2026. It is not a licensed bank. Revolut holds a full EU banking licence from the Bank of Lithuania, making it the strongly regulated alternative for European users.
§ 05 СМ. ТАКЖЕ