Wirex Review 2026
150+ currencies, one card — pioneer with a support problem
FCA RegisteredE-Money Institution
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6
Wirex
150+ currencies, one card — pioneer with a support problemOne of the oldest crypto banking platforms with impressive multi-currency coverage, but persistent customer support failures hold it back from a higher ranking.
★ 2.7 Trustpilot
FCA RegisteredE-Money Institution
Wirex: Pros & Cons
✓ Pros
- ✓ 150+ currencies — widest multi-currency support reviewed
- ✓ Founded 2014 — one of the most experienced platforms
- ✓ Available in 130+ countries
- ✓ OTC desk for large trades
- ✓ DUO accounts offer DeFi yield access
✗ Cons
- ✗ 2.7/5 Trustpilot — frequent customer support complaints
- ✗ WXT token rewards have limited real-world value
- ✗ Complex, opaque fee structure
- ✗ Android app rating only 3.8 — below average
- ✗ No IBAN — limited direct banking functionality
Our Score Breakdown
6 / 10
Regulatory Safety 20% 6
Yield / Earn Rates 15% 5
Banking & Fiat 13% 8
Debit Card 12% 7
Fees 12% 5
Coin Selection 10% 6
User Experience 10% 6
Customer Support 8% 4
Scores are weighted composites across 8 criteria. See full methodology →
At a Glance
Max APY
8%
Coins
40
Trustpilot
2.7/5
Founded
2014
FDIC Insured
No
MiCA Compliant
No
IBAN Account
No
Debit Card
Yes
Key Features
- ▸ 150+ currencies (fiat and crypto) in one account
- ▸ Wirex Visa card — spend any currency anywhere
- ▸ WXT token rewards on spending
- ▸ X-tras cashback rewards program
- ▸ Wirex Pay (merchant crypto payments)
- ▸ DUO accounts (earn on DeFi)
- ▸ OTC trading desk
Pricing & Plans
Standard Free
Basic card and account; limited daily limits
Premium £9.99/mo
Higher limits; better FX rates; priority support
Elite £29.99/mo
Top limits; OTC access; dedicated support manager
Regulatory Status
FCA registered e-money institution (UK); various regional licences
FCA RegisteredE-Money Institution
Frequently Asked Questions
Is Wirex safe? +
Wirex has a regulatory status of: FCA registered e-money institution (UK); various regional licences. Always verify current regulatory status directly with the platform before depositing.
What is the maximum APY on Wirex? +
Wirex currently offers up to 8% APY. Rate as of 2026-03-13. Rates change — always check the platform for current rates before depositing.
Where is Wirex available? +
Wirex is available in: EU, UK, Asia, LatAm, Africa, GCC. Markets served: UK, Europe, Asia Pacific, 130+ countries, GCC.
Does Wirex have a debit card? +
Yes. Wirex offers a debit card. Wirex Visa card — spend any currency anywhere
Compare Wirex vs Competitors
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