Revolut Review 2026
The all-in-one account — banking, crypto, investing
MiCA Compliant UK Banking LicenceEU Banking LicenceFCA Regulated€100K DGS Protected
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BC
8.5
Revolut
The all-in-one account — banking, crypto, investingBest for mainstream users who want crypto as part of a full-featured neobank — 50M customers, full EU banking licence, and the most trusted brand in the space.
★ 4.7 Trustpilot
MiCA Compliant UK Banking LicenceEU Banking LicenceFCA Regulated€100K DGS Protected
Revolut: Pros & Cons
✓ Pros
- ✓ Full EU and UK banking licence — €100K deposit protection
- ✓ 200+ cryptocurrencies including staking
- ✓ Best-in-class multi-currency IBAN (30+ currencies)
- ✓ 4.9 iOS App Store rating — best UX in the space
- ✓ Free standard account with solid crypto access
- ✓ 50M+ users — most trusted crypto-banking brand
✗ Cons
- ✗ Not a dedicated crypto platform — advanced DeFi features absent
- ✗ Crypto withdrawals blocked on Standard plan
- ✗ No crypto-backed loans
- ✗ Best features require Premium (€9.99/mo) or Metal (€16.99/mo)
Our Score Breakdown
8.5 / 10
Regulatory Safety 20% 9
Yield / Earn Rates 15% 7
Banking & Fiat 13% 10
Debit Card 12% 9
Fees 12% 7
Coin Selection 10% 9
User Experience 10% 9
Customer Support 8% 8
Scores are weighted composites across 8 criteria. See full methodology →
At a Glance
Max APY
12.3%
Coins
200
Trustpilot
4.7/5
Founded
2015
FDIC Insured
No
MiCA Compliant
Yes
IBAN Account
Yes
Debit Card
Yes
Key Features
- ▸ 200+ cryptocurrencies to buy, sell, hold
- ▸ Crypto staking (ETH, SOL, DOT, ADA, and more)
- ▸ Stocks, ETFs, commodities trading
- ▸ Multi-currency IBAN account (30+ currencies)
- ▸ Metal/premium cards with cashback
- ▸ Instant international transfers
- ▸ Savings vaults and interest
Pricing & Plans
Standard Free
Basic crypto buy/sell; limited withdrawals
Plus €3.99/mo
Higher limits; better FX rates
Premium €9.99/mo
Unlimited exchanges; higher staking rewards
Metal €16.99/mo
Metal card; 1% cashback; lounge access
Ultra €55/mo
1% cashback on everything; premium perks
Regulatory Status
UK banking licence (PRA/FCA); EU banking licence (Bank of Lithuania); crypto licences in multiple jurisdictions
MiCA Compliant UK Banking LicenceEU Banking LicenceFCA Regulated€100K DGS Protected
Frequently Asked Questions
Is Revolut safe? +
Revolut has a regulatory status of: UK banking licence (PRA/FCA); EU banking licence (Bank of Lithuania); crypto licences in multiple jurisdictions. The platform is MiCA compliant. Always verify current regulatory status directly with the platform before depositing.
What is the maximum APY on Revolut? +
Revolut currently offers up to 12.3% APY. Rate as of 2026-03-13. Rates change — always check the platform for current rates before depositing.
Where is Revolut available? +
Revolut is available in: EU, UK, US, Asia, Australia. Markets served: Europe, United States, Australia, Japan, Singapore, 50+ countries.
Does Revolut have a debit card? +
Yes. Revolut offers a debit card. Metal/premium cards with cashback
Compare Revolut vs Competitors
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