🇺🇸 United States · 4 platforms available
Best Crypto Banks in the US 2026
FDIC-insured options for US crypto users. Note: most global platforms do not operate in the US. Updated March 2026.
Affiliate disclosure: Some links on this page are affiliate links. If you open an account, we may earn a commission at no extra cost to you. This never influences our scores or rankings — see our methodology.
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Juno crypto bank closed in September 2025. If you were a Juno customer, see our guide to the best Juno alternatives below. Kraken Bank and Fold are the closest US replacements.
US Crypto Banks Compared
| Platform | Score | Max APY | Coins | Card | Loans | IBAN | FDIC | MiCA | Trustpilot | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revolut United | 8.5 | 12.3% | 200 | ✅ | ❌ | ✅ | ❌ | ✅ | ★ 4.7 | Open ↗ |
| Crypto.com Singapore | 6.7 | 14.5% | 350 | ✅ | ✅ | ❌ | ❌ | ❌ | ★ 1.3 | Open ↗ |
| Kraken (Krak Bank) United | 7.4 | 10% | 200 | ✅ | ❌ | ❌ | ✅ | ❌ | N/A | Open ↗ |
| Fold United | 5.2 | — | 1 | ✅ | ❌ | ❌ | ✅ | ❌ | ★ 1.8 | Open ↗ |
US Crypto Banks Ranked
1
8.5
The all-in-one account — banking, crypto, investing
MiCA Compliant UK Banking LicenceEU Banking LicenceFCA Regulated€100K DGS Protected
↑ 12.3% APY 💳 Card 🏧 IBAN 🪙 200 coins
★ 4.7 Trustpilot
2
7.4
First major US crypto bank — FDIC-insured, exchange-backed
FDIC Insured FDIC InsuredNY BitLicence
↑ 10% APY 💳 Card 🪙 200 coins
3
6.7
Biggest card rewards — but buyer beware
FCA RegisteredMAS Licensed
↑ 14.5% APY 💳 Card 🏦 Loans 🪙 350 coins
★ 1.3 Trustpilot
4
5.2
Stack sats on every purchase — FDIC-insured, Nasdaq-listed
FDIC Insured FDIC InsuredNasdaq Listed
💳 Card 🪙 1 coins
★ 1.8 Trustpilot
Frequently Asked Questions
Which crypto banks are available in the US? +
Kraken Bank (launched 2025) and Fold are the primary US-available crypto banking options. Most global platforms — including Nexo and Wirex — do not currently operate in the US due to regulatory constraints.
Is Kraken Bank FDIC insured? +
Yes. Kraken Bank (Krak) offers FDIC-insured checking accounts via a partner bank. Your fiat deposits are protected up to $250,000. Crypto assets held on the platform are not FDIC insured — crypto is not covered by deposit insurance anywhere.
What happened to Juno crypto bank? +
Juno (formerly OnJuno) shut down its crypto banking services in September 2025. Users needed to withdraw funds before the closure date. If you were a Juno customer, Kraken Bank and Fold are the closest US alternatives.
Can I earn yield on crypto in the US? +
The US regulatory environment is restrictive for crypto yield products. Kraken Bank offers DeFi vault access with 10%+ APY but these carry smart contract risk. Fold does not offer yield — only BTC cashback on purchases. International platforms like Nexo and Ledn restrict US access.