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Best Crypto Banks in Asia 2026

MAS-licensed platforms for Singapore and Southeast Asia, Hong Kong SFC-regulated options, and global platforms serving Japan, South Korea, and India. Updated March 2026.

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BC
BestCryptoBanks Editorial Team · Last reviewed: March 2026 · How we rank
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Asia regulatory landscape: Singapore and Hong Kong are the leading crypto-friendly hubs in Asia. Crypto.com and Revolut hold MAS licences for Singapore. Sygnum has MAS approval for institutional clients. Japan and South Korea have local-only licensing requirements that restrict most foreign platforms. India remains in regulatory flux.

Comparison Table — Asia Platforms

Platform Score Max APY Coins Card Loans IBAN FDIC MiCA Trustpilot
Nexo Switzerland 7.8 16% 60 ★ 4.5 Open ↗
Revolut United 8.5 12.3% 200 ★ 4.7 Open ↗
Crypto.com Singapore 6.7 14.5% 350 ★ 1.3 Open ↗
Wirex United 6 8% 40 ★ 2.7 Open ↗
Ledn Cayman 5.4 9% 2 ★ 4.7 Open ↗
Sygnum Bank Switzerland 5.9 10% 15 N/A Open ↗

Asia Crypto Banks Ranked

1
8.5

The all-in-one account — banking, crypto, investing

MiCA Compliant UK Banking LicenceEU Banking LicenceFCA Regulated€100K DGS Protected
↑ 12.3% APY 💳 Card 🏧 IBAN 🪙 200 coins ★ 4.7 Trustpilot
2
7.8

Highest yield + instant crypto loans

MiCA Compliant EU LicensedProof of ReservesArmanino Audited
↑ 16% APY 💳 Card 🏦 Loans 🪙 60 coins ★ 4.5 Trustpilot
3
6.7

Biggest card rewards — but buyer beware

FCA RegisteredMAS Licensed
↑ 14.5% APY 💳 Card 🏦 Loans 🪙 350 coins ★ 1.3 Trustpilot
4
6

150+ currencies, one card — pioneer with a support problem

FCA RegisteredE-Money Institution
↑ 8% APY 💳 Card 🪙 40 coins ★ 2.7 Trustpilot
5
5.9

The world's most regulated crypto bank — for institutions

MiCA Compliant FINMA Banking LicenceMAS LicensedSwiss Regulated
↑ 10% APY 🏦 Loans 🏧 IBAN 🪙 15 coins
6
5.4

The Bitcoin bank — yield and loans, nothing else

Proof of ReservesChainalysis Verified
↑ 9% APY 🏦 Loans 🪙 2 coins ★ 4.7 Trustpilot

Frequently Asked Questions

Which crypto banks are available in Asia? +
Nexo, Revolut, Crypto.com, Wirex, Ledn, and Sygnum all serve Asian markets. Crypto.com holds a MAS (Monetary Authority of Singapore) Major Payment Institution licence. Revolut holds an MAS e-money licence. Sygnum operates out of Singapore under MAS oversight as an institutional-grade platform.
Is crypto banking regulated in Singapore? +
Yes. Singapore is one of the most progressive crypto regulatory environments globally. The MAS (Monetary Authority of Singapore) requires crypto exchanges and payment firms to hold licences under the Payment Services Act. Crypto.com and Revolut both hold MAS licences for Singapore operations. This makes Singapore one of the safest jurisdictions in Asia for crypto banking.
Can I use a crypto bank in Japan and South Korea? +
Japan and South Korea have strict crypto regulations. Nexo and Crypto.com have limited offerings in these markets. For Japan, locally-licensed exchanges (bitFlyer, Coincheck) are generally preferred. For South Korea, restrictions on foreign crypto platforms apply. Always verify current availability — regulations in Japan and South Korea change frequently.
Which platform is best for Southeast Asia (Philippines, Thailand, Vietnam)? +
Crypto.com has the widest Southeast Asia coverage with operations in Singapore and regional support for Philippines, Thailand, Malaysia, Vietnam, and Indonesia. Wirex and Nexo also accept users from most SEA countries. Crypto.com's MAS licence and regional HQ in Singapore give it a regulatory edge for Southeast Asian users.
Is Sygnum Bank available in Asia? +
Sygnum Bank operates from Singapore (in addition to Switzerland) under MAS oversight. It's an institutional-grade platform — primarily for high-net-worth individuals, family offices, and corporates. Minimum deposits are significantly higher than consumer platforms. For retail Asian users, Crypto.com or Nexo are more practical options.